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Bio - John Ryan & Barry Flagg
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Owner of Ryan Insurance Strategies Consultants 


An independent insurance broker since 1978, John is a Certified Financial Planner, NAPFA Resource Partner, Financial Planning Association (FPA) member, and the owner of the Colorado-based insurance firm of Ryan Insurance Strategy Consultants (RISC). John focuses primarily on life, disability, and long-term care insurance planning for highly compensated professionals and executives. John consults with financial advisors, attorney's, CPA's and their clients in addition to managing his own private insurance practice in Colorado.



John holds a Bachelor of Arts Degree in Economics from the College of the Holy Cross in Worcester, Massachusetts, and has conducted extensive insurance training classes through the Life and Disability Insurance Training Councils at the University of Notre Dame, University of New Hampshire, and the University of New Orleans.



John’s insurance experience has led to a variety of speaking and teaching engagements throughout the country. He also has authored and participated in numerous industry-related articles for professional publications such as Kiplinger’s, Forbes, Broker World, NAPFA Advisor, Dow Jones Investment Advisor, The Physicians Personal Advisory, Northwest Physicians Magazine, Financial Planning Magazine, Money Magazine, Modern Maturity, Medical Economics, The Washington Post, AARP Magazine, Time Magazine,  Consumer Reports, AICPA Journal, National Public Radio (NPR), and CNBC T.V.



John’s lecture series include: Recent Developments in the Disability Insurance Marketplace; Long-Term Care Insurance – Disability Insurance for Retirees; Life Insurance in the Estate Planning Process; Long-Term Care Insurance Plan Design Considerations; Choosing the Right Life, Disability, or Long-Term Care Insurance Policy for Your Clients; The Ten Most Common Mistakes in Life, Disability, Long-Term Care Insurance Planning; and How to Evaluate an Existing Cash Value Life Insurance Policy.







Veralytic - Inventor & Founder



Barry D. Flagg is the inventor and founder of Veralytic®, Inc., the only patented online publisher of life insurance pricing and performance research and product suitability ratings. Veralytic is the product of his unique background as both the youngest Certified Financial Planner (CFP®) in history schooled in the investment business, as well as a life insurance practitioner consistently ranked in the top 1% of the industry. His experience in both financial product analysis, life insurance sales and marketing, and his success in managing large life insurance portfolios for affluent individuals and growth companies, brings an unparalleled advantage to his presentations.


Barry is a recognized expert in applying Prudent Investor principles to life insurance product selection and portfolio management having addressed the national conferences of HSBC Bank/WTAS, Ernst & Young Annual Family Office Accounting & Tax Education, Fi360, FPA, Grant Thornton, Holland & Knight, the Academy of Financial Services (AFS), and many of the largest independent distributors of life insurance in the U.S.  He has also been published by the ABA, AICPA, CCH Group, Fiduciary & Investment Risk Management Association (FIRMA), and Trust & Estates, cited by ALI/ABA reference text, guest lectured at Leadership Bootcamp for Life Insurance Stewards at West Point, Stetson Law, Texas Tech University and the Wall Street Academy and appeared on national internet radio shows for a number of the largest insurers in the U.S.


Barry is also a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Cum Laude graduate of the W. Paul Stillman School of Business at Seton Hall University. Barry has been on the CFP Board's Disciplinary and Ethics Commission, an adjunct faculty member of the College for Financial Planning, and is a member of the Society of Financial Service Professionals (SFSP), the Financial Planning Association (FPA), the National Association of Insurance and Financial Advisors (NAIFA), the Million Dollar Round Table (MDRT), and the Beta Gamma Sigma National Scholastic Honor Society.


BS, Finance, Seton Hall University

















































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